15 Credit Score Facts That Might Surprise You

15 Credit Score Facts That Might Surprise You

Amount Of Your Credit Line Usage

Surprise! Your perfect payment history and lack of applications isn’t going to give you a perfect score if you owe more than 30 percent of your credit limit. What does this mean? Well, if you have a credit card with a $1,000 limit and you continuously carry a balance of more than $300, it looks bad on your report.