15 Credit Score Facts That Might Surprise You

15 Credit Score Facts That Might Surprise You

Reporting Periods

Check to see when you creditors report to the bureaus. For example, if you want to raise your score and your credit card company reports on the 15th of each month, make sure you pay off that balance on the 14th or sooner otherwise it looks like you’re carrying a balance each month, even if your due date isn’t until the 20th.