The Truth About Cash Back Credit Cards

The Truth About Cash Back Credit Cards

Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the …

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The New Rules of Retirement

The New Rules of Retirement

You might not quite be ready for retirement at the moment, but there’s no time like the present to start preparing for your future. The sooner you start saving for retirement and ensuring that you’re taking the right steps, the better. Here are five tips for 2020 that you’ll want …

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What Exactly is a Certificate of Deposit?

What Exactly is a Certificate of Deposit?

Bank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money …

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Common Budgeting Mistakes Revealed

Common Budgeting Mistakes Revealed

You might be proud of yourself for finally taking the time to put together a budget, but did you do it the right way? Take a moment to check and see if you’ve made some of the most common budgeting mistakes. Not Saving Enough for Emergencies One of the biggest …

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You’re Not Saving Enough for Your Retirement

You’re Not Saving Enough for Your Retirement

It can be really complicated trying to figure out how much you should save for retirement. Some rely on conventional wisdom that tells you to save 10% of your income to put toward retirement. Saving 10% is supposedly enough to support you when you finally reach retirement age. However, the …

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10 Big Ways to Invest Small Amounts of Money

10 Big Ways to Invest Small Amounts of Money

It takes money to make money. This is absolutely true. Haven’t you ever wondered why the rich always seem to get richer? It’s not because they’re not paying enough in taxes or doing things of that nature, it’s because they’re using their money to make money. The easiest and most …

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The Financial Advice You’ve Been Missing

The Financial Advice You’ve Been Missing

When it comes to finances, there is some advice that is very widely shared, but sometimes the best advice never comes to light until it’s too late. Here are a few finance tips that you’ve probably never heard before, that you’ll be glad that you’ve finally learned about. Create a …

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What to Do Before Applying for Investment Property Loans

What to Do Before Applying for Investment Property Loans

Real estate investment is one of the most financially beneficial business aspects anyone can get into. However, it’s not that easy for just anyone to get involved in this business. The real estate market changes daily, and not always for the good; and becoming an investor requires far more than …

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