Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the …
Read MoreYou might not quite be ready for retirement at the moment, but there’s no time like the present to start preparing for your future. The sooner you start saving for retirement and ensuring that you’re taking the right steps, the better. Here are five tips for 2020 that you’ll want …
Read MoreThe problem with new furniture is that it is outrageously expensive. My husband and I are going through a fairly major renovation of our new home; and that includes clearing the property the original builder never cleared – over an acre worth – and redoing the cabinets and countertops in …
Read MoreI did not marry my husband because he is a banker. In fact, if I’d known before I married him how many people would stop and ask him questions about banking, how many people would want to know about interest rates and other things banking related, I might have thought …
Read MoreCredit cards are often a necessary evil. We need them for various reasons, including the fact that many things in life are not possible without a credit card. For example, if you need to rent a car, you need a credit card. Sure, you can do it with a debit …
Read MoreIt’s not the big things that break down budgets on a regular basis. It’s the little things. Think of it this way; how often do you go out and buy a new boat or a new car or a new house during the month and add to your expenses and …
Read MoreBank accounts seem pretty cut and dried to some, but much more confusing to others. Take, for example, the fact that you can get a basic savings account and checking account. Many people feel this is where banking begins and end. You have money to spend on expenses, and money …
Read MoreYou might be proud of yourself for finally taking the time to put together a budget, but did you do it the right way? Take a moment to check and see if you’ve made some of the most common budgeting mistakes. Not Saving Enough for Emergencies One of the biggest …
Read MoreIt can be really complicated trying to figure out how much you should save for retirement. Some rely on conventional wisdom that tells you to save 10% of your income to put toward retirement. Saving 10% is supposedly enough to support you when you finally reach retirement age. However, the …
Read MoreIt takes money to make money. This is absolutely true. Haven’t you ever wondered why the rich always seem to get richer? It’s not because they’re not paying enough in taxes or doing things of that nature, it’s because they’re using their money to make money. The easiest and most …
Read MoreWhen it comes to finances, there is some advice that is very widely shared, but sometimes the best advice never comes to light until it’s too late. Here are a few finance tips that you’ve probably never heard before, that you’ll be glad that you’ve finally learned about. Create a …
Read MoreReal estate investment is one of the most financially beneficial business aspects anyone can get into. However, it’s not that easy for just anyone to get involved in this business. The real estate market changes daily, and not always for the good; and becoming an investor requires far more than …
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